The Bureau of Emigration & Overseas Employment (BEOE) has released essential updates for overseas Pakistanis regarding the Sohni Dharti Remittance Program (SDRP). This initiative is designed to incentivize the use of legal banking channels by rewarding those who contribute to Pakistan’s economy.

What is the Sohni Dharti Remittance Program?

Launched to support the Pakistani diaspora, the SDRP rewards citizens living abroad for sending money home through exchange companies or banking channels. The program operates via a dedicated smartphone application available in both English and Urdu.

The app tracks every transaction in real-time, instantly updating the user’s reward point balance. These points can then be redeemed for various government services or even converted into cash.

Reward Tiers: How Much Can You Earn?

The program features a four-tier system. Your reward percentage increases based on the total amount remitted within a single fiscal year:

Citizens who send up to $10,000 in a fiscal year fall into the Green category, earning 1.00% in reward points.

As your contributions increase, so do your benefits; those sending between $10,001 and $30,000 move into the Gold tier with a 1.25% reward rate.

For higher remitters, the Platinum category covers transfers between $30,001 and $50,000 at a rate of 1.50%, while the elite Diamond category offers a maximum reward of 1.75% for annual remittances exceeding $50,000.

Every remitter has the opportunity to be upgraded to a higher tier as their total remittance grows throughout the year.

Where Can You Spend Your Reward Points?

One of the most attractive features of the Sohni Dharti program is the ability to use points as a “virtual currency” for essential government services. You can redeem points for:

PIA: International air tickets and charges for extra baggage.

FBR: Payment of custom duties on imported mobile phones and vehicles.

NADRA: Renewal fees for CNIC and NICOP.

State Life Insurance: Payment of Life Insurance or Takaful premiums.

OPF Schools: Coverage of school tuition fees.

Passport Office: Fees for passport renewals.

Bureau of Emigration: Protector Registration fees for departing emigrants.

How to Get Started

Your rewards appear on a Virtual Card within the app, which updates automatically after every remittance.

The Sohni Dharti Remittance Program app is available for download on the Google Play Store for Android users and the Apple App Store for iOS users.